Private debt
Know About Covenant Breaches Before Your LPs Do
Automated borrower monitoring with early warning alerts and loan-level reporting
The challenge
Sound Familiar?
Common challenges credit funds face
40 Borrowers, 40 Covenants
Leverage ratios, interest coverage, FCCR. Each borrower has different tests. You track them in Excel.
PDFs from CFOs
Borrowers email quarterly financials as PDFs. You re-type numbers into spreadsheets.
Breach Surprise
You found out about the covenant breach after the LP did. That cannot happen again.
Loan-by-Loan Reporting
LPs want yield, duration, and credit quality by individual loan. Your data is fund-level only.
How AltoaX helps
How AltoaX Helps
Purpose-built for private debt operations
Covenant Watchlist
Define covenant tests for each borrower. Get alerts when ratios approach breach thresholds.
PDF to Data in Seconds
AI extracts balance sheet and income statement data from borrower financials automatically.
Early Warning Dashboard
Track deteriorating credits before they breach. See headroom trends across the portfolio.
Loan-Level LP Reports
Generate investor reports with yield, duration, and credit metrics by individual loan.
Monitor covenant compliance, borrower health, and portfolio risk in one view
Capabilities
Built for Private Debt
Features for loan portfolio management
Document Intelligence
AI-powered extraction from PDFs, Excel, images, and scans
Form Builder
15 field types, conditional logic, automated distribution
Portfolio Analytics
Real-time dashboards, KPIs, and performance metrics
Report Generator
Branded PDFs with custom sections and visualisations
Never Be Surprised by a Covenant Breach
See how credit funds automate borrower monitoring